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FAQInvestmentsEasy Start on 8lends: Your First Training Deal

Easy Start on 8lends: Your First Training Deal

One fixed amount, a few days, a gift from 8lends and your USDC back — Easy Start walks new investors through a full investment cycle on real money.

Easy Start is a one-time training deal for new investors on 8lends. You invest a fixed amount of your own USDC for a few days, receive a gift from 8lends in several payouts and get your principal back with the last one. It lets you go through the full investment cycle — funding, payouts, withdrawing and repayment — before your first regular project. Easy Start requires completed KYC and is available once per account.

Basic parameters

ParameterValue
Investment amountFixed, the same for everyone — 97 USDC
Term6 days
Gift from 8lends4 USDC in total, paid in 2 payouts
CurrencyUSDC on the Base network
Who can joinNew investors with completed KYC who have not invested in a project yet
ParticipationOnce per account
Early exitNot available
GasPaid by the platform — you only sign

The amount, term and payout schedule are also shown on the Easy Start page and in the confirmation window before you invest.

What Easy Start is

On the Easy Start page the deal looks like a regular project: an overview, a payout schedule, risks and borrower details. The difference is who the borrower is and where the payouts come from:

  • You lend the fixed amount to CLEARCHAIN CORP., the company behind 8lends
  • The gift is paid by 8lends from its marketing budget — it does not depend on the results of a third-party business
  • That is why no annual rate (APR) applies: the gift is a fixed amount for the whole term, not interest on the usual 8lends scale

In most other ways it works like any investment on 8lends: you fund a borrower for a set term, follow a payout schedule, withdraw your payouts and get your principal back at the end. The only differences are the fixed amount, the short term and the source of the payouts.

Who can join

  • You have completed KYC through Sumsub
  • You have not invested in any project on 8lends yet
  • Your connected wallet holds at least the investment amount in USDC on the Base network
  • You have not taken part in Easy Start before — one participation per account and per wallet

⚠️ If you invest in a regular project first, the Easy Start offer is no longer available. Easy Start may be paused or closed for new participants at any time; deals that have already started continue on their schedule.

How to take part

  • Step 1. Log in and complete KYC
  • Step 2. Top up your wallet with the required amount of USDC on the Base network — from an exchange, another wallet or with a card
  • Step 3. Open the Easy Start card on the main page and press Invest
  • Step 4. Check the confirmation window (amount, gift, term and total) and sign the request in your wallet

You only sign a message in your wallet — there is no separate approval and no transaction to pay for, so you do not need ETH. The platform sends the transaction on Base and covers the gas. After a short while the deal appears in My Investments.

Payouts and getting your principal back

The gift is split into two equal payouts; the second one comes together with your principal at the end of the term:

DayPayoutTotal received
Day 32 USDC gift2 USDC
Day 62 USDC gift + 97 USDC principal101 USDC

Payouts are not sent automatically. When a payout is ready, open My Investments and press Withdraw — one press withdraws everything that is available at that moment, and the platform covers the gas. To withdraw, you will be asked to confirm your email. Payouts that you have not withdrawn yet do not expire. The principal cannot be withdrawn before the end of the term.

After Easy Start

Once all payouts are withdrawn, the deal is complete and stays in your history. You can then choose a regular project. Easy Start does not count as your first investment, so your first regular investment can still earn the $30 First Investment Bonus: it is credited for a first investment of at least 100 USDC made within 14 days of your registration on 8lends, with KYC passed (see the programme terms).

ParameterEasy StartRegular project
AmountFixedFrom 100 USDC
TermA few days4–16 months
BorrowerCLEARCHAIN CORP.Vetted small and medium-sized businesses
Source of payouts8lends marketing budgetThe borrower's interest (19–25% APR)
Early exitNot availableVia the Secondary Market
GasCovered by the platformUsual platform rules
ParticipationOnce per accountUnlimited

Risks

  • Credit risk: the return of your principal depends on CLEARCHAIN CORP. meeting its obligations. The short term limits how long you are exposed to this risk, but does not eliminate it
  • The reserve shown on the Easy Start page is stated liquidity, not guaranteed collateral
  • Operational and blockchain risks: delays, failed transactions and technical issues
  • No early exit: the principal is returned only at the end of the term

Frequently asked questions

Is Easy Start a real investment? Yes. It runs on real money: you lend your own USDC to CLEARCHAIN CORP. for a short term and get it back with a gift from 8lends. It is designed as a training deal, so the amount is small and fixed and the term is only a few days.

Why is there no APR? Because the payout is not interest from a borrower's business. 8lends pays a fixed gift for the whole term from its marketing budget, so an annual rate would not reflect the usual returns on 8lends.

Can I invest more or less than the fixed amount? No. The amount is the same for every participant and is shown on the Easy Start page.

Do I need ETH for gas? No. You only sign a message in your wallet; the platform sends the transactions and pays the gas — both when you join and when you withdraw.

Can I join Easy Start without KYC? No. Although regular investments of up to $500 are possible without KYC, Easy Start is available only after KYC.

Does Easy Start count for the $30 First Investment Bonus? No. Easy Start is not counted as your first investment. The bonus applies to your first regular investment of at least 100 USDC made within 14 days of your registration on 8lends, with KYC passed — the period is counted from registration, not from the end of Easy Start.

Can I take part again or with another wallet? No. Easy Start is available once per account, and a wallet that has already taken part cannot join again.

What if I do not press Withdraw? Nothing is lost — the payouts stay available and do not expire. You can withdraw them later.

What happens if Easy Start is closed while my deal is running? Your deal continues on its schedule, and you can withdraw your payouts and principal as usual. Closing only stops new participants from joining.

See also:

  • Completing KYC via Sumsub on 8lends
  • How to Buy or Swap USDC and ETH on Base for 8lends
  • How to Make Your First Investment on 8lends Step by Step
  • Investing Up to $500 Without KYC on 8lends

Risk disclosure: Easy Start is a real transaction with your own USDC and involves risk, including the possible loss of the principal amount if the borrower fails to meet its obligations. The gift is a promotional payout and does not reflect the usual returns on 8lends.

Updated: November 2026
  • Basic parameters
  • What Easy Start is
  • Who can join
  • How to take part
  • Payouts and getting your principal back
  • After Easy Start
  • Risks
  • Frequently asked questions

Do You Have Any Questions?

All questions

The platform has been audited by CertiK and Cyberscope, and all transactions are publicly visible on the Base blockchain. Two companies with clear responsibilities stand behind the platform: CLEARCHAIN CORP operates the platform and is registered as a Money Services Business with FINTRAC (Canada), and Maclear AG conducts due diligence and monitors collateral. So the platform is well regulated, transparent and accountable

If the project has BuyBack, the partner buys the loan and returns 100% of the principal once it is overdue for 60 days or more. Without BuyBack, Maclear AG initiates the sale of the collateral, and the proceeds are distributed proportionally among investors. Since launch there have been no defaults

The platform is operated by CLEARCHAIN CORP, registered in Canada as a Money Services Business (MSB) and subject to mandatory AML/CFT compliance requirements under FINTRAC. Settlements are made in USD. The platform is not a CASP, so DAC8 requirements do not apply

Small and medium-sized businesses in developing regions do not have easy access to bank financing and are willing to pay higher rates than businesses in the EU or US

You can sell your position to another investor through the Secondary Market before the end of the loan term. With Fastlending there is no fixed term: the principal and accrued income can be withdrawn at any time

The minimum investment is 100 USD

Risk of non-payment by the business, risk of changes in the value of the collateral, risk of limited liquidity if there is no buyer on the Secondary Market, and technical risk associated with the smart contract

Investments from 100 to 500 USD are available without KYC. For amounts over 500 USD, full verification is required: an identity document and proof of address

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