Corporate Investing on 8lends: Custom Pools
A $100,000 ticket unlocks a dedicated pool built around any open project — with Maclear AG holding RWA collateral and a personal manager on your deal from day one.
8lends opens access to P2B/RWA lending for legal entities with a minimum ticket of 100,000 USDC. The team builds a dedicated custom pool for any open project on the platform. The deal is handled through a personal manager. APR from 19% per annum — for large tickets, a higher rate is possible by individual arrangement. Contact for corporate inquiries — [email protected].
Basic parameters
| Parameter | Value |
|---|---|
| Minimum ticket | from $100,000 USDC |
| Yield (APR) | from 19% per annum in USDC. For large tickets, a higher rate is possible by arrangement |
| Loan term | 4–16 months |
| Type of collateral | RWA collateral — real estate, equipment, receivables, inventory, equity stakes |
| Buyback | for projects with a program |
| Default trigger | 60 days |
| Collateral Agent | Maclear AG (Switzerland) |
| Investment currency | USDC |
| Settlement network | Base (Coinbase L2) |
| Placement structure | Custom pool for an open project |
| Support | Personal manager |
| Contact | [email protected], Telegram: https://t.me/eightlends |
| Onboarding (verification) | KYC of the company's authorised representative via Sumsub + review of the company documents by the 8lends team |
| Geography | Not available to companies registered in sanctioned jurisdictions; eligibility is confirmed individually |
What is corporate investing on 8lends
The 8lends corporate product provides dedicated access to the platform for legal entities with tickets from $100K:
- Placement by individual request through a personal manager, not through the standard public interface
- Custom pool for an open project (pool terms are a separate arrangement with the manager)
Minimum $100K — why such a threshold
A custom pool and a personal manager are set up individually for each corporate client — from the choice of the project to the agreed terms of the pool. That is why the corporate product starts from 100,000 USDC.
How the custom pool works
- The corporate investor contacts an 8lends manager with a request
- The manager selects an open project matching the request parameters
- A custom pool is formed for this investor and this project
- APR is agreed — it starts from 19% per annum; for large tickets, a higher rate is possible
- Transfer of funds to the smart contract after agreement
- Ongoing servicing — monthly interest payments in USDC, principal repayment on schedule, collateral realization through Maclear AG in case of default
The size of the custom pool and whether other investors take part in the same project are agreed with your personal manager.
What working with a personal manager includes
Your personal manager is your single point of contact for the whole deal: they help you choose a project, agree the terms of the custom pool, guide you through verification and support you while the loan is active — including questions about payouts and, if needed, the default process.
Contact email for corporate inquiries: [email protected]
Onboarding process
- Step 1. Initial contact via [email protected] or Telegram (https://t.me/eightlends) indicating the volume and general terms
- Step 2. A personal manager is assigned and discusses the volume, the projects and the terms of the custom pool with you
- Step 3. Verification: the company's authorised representative completes KYC through Sumsub, and the 8lends team reviews the company documents that confirm their authority to invest on behalf of the company. After that, the account is registered in the company's name
- Step 4. The project and the terms of the custom pool (amount and APR) are agreed
- Step 5. The company transfers USDC to the smart contract from the wallet connected to its account
The time from the first contact to the placement of funds depends mainly on verification and on the selected project — your personal manager will give you an estimate at the start.
Who it suits
The corporate product is designed for legal entities that hold USDC or can obtain it and want to place 100,000 USDC or more in P2B/RWA loans — for example, companies with a USDC treasury, crypto funds and family offices.
Who it does NOT suit
- Investors with tickets smaller than $100K — the corporate terms do not apply; contact [email protected] to discuss the options available for your company
The corporate product is also not available to companies registered in sanctioned jurisdictions or to companies that cannot provide documents confirming who is authorised to invest on their behalf.
Frequently asked questions
Can I invest with a ticket smaller than $100K on corporate terms?
No. The $100K minimum is the threshold for the corporate product with a custom pool and a personal manager.
If your company plans a smaller amount, contact [email protected] — the team will tell you which options are available.
What is the verification procedure for legal entities?
The company's authorised representative completes the standard KYC through Sumsub. The 8lends team then reviews the company documents that confirm the representative's authority to invest on behalf of the company, and the account is registered in the company's name. Your personal manager will tell you which documents are needed.
Can $100K be split between several projects?
This is agreed individually with your personal manager as part of the custom pool terms.
Do we receive Proof of Loan +4% in 8LNDS on corporate investments?
Yes. Proof of Loan is credited for every investment made through the 8lends smart contract, regardless of its size: +4% of the investment amount in 8LNDS, unlocked over 40 weeks.
The 30 USDC Welcome Bonus voucher follows the general voucher terms (How Do Bonus Vouchers Work on 8lends?) — check with your personal manager whether it applies to your account.
Can a multisig wallet (Safe, Gnosis Safe) be used for corporate investing?
The standard 8lends interface works with the wallet connected to your account. Using a multisig wallet such as Safe is not part of the standard flow — discuss it with your personal manager before investing.
What about reporting for accounting?
In your account you can generate a Financial Statement in XLSX or PDF for a chosen period — it is provided for your own records and is not an official tax report. Every transaction can also be verified on-chain on basescan.org. Additional reporting can be discussed with your personal manager.
Who bears the losses if the borrower does not return the money?
The investor. The platform does not compensate losses with its own funds — this is the fundamental nature of P2B lending. Maclear AG, as Collateral Agent, realizes the collateral and distributes the proceeds among investors in proportion to their share. On projects with a Buyback program, the loan principal is returned in full under the program's terms. More details — in the article "What happens when a borrower defaults."
Can a corporate position be sold early?
Yes. A corporate position can be listed on the Secondary Market like any other position in the Funded stage: it is sold in full, at a price no higher than the amount invested, once another investor buys it. For a large position, finding a buyer may take longer; there are no special terms for large positions.
How does Buyback work for corporate investments?
If a Buyback program is in effect on a project, upon a default trigger the investor receives the loan principal in full under the program's terms.
What if 8lends ceases operations — what will happen to corporate investments?
The smart contract will continue to operate without the platform's involvement — all active loans will be serviced on schedule. Maclear AG, as Collateral Agent, remains legally obligated to manage the collateral. More details — in the article "What will happen to investments if 8lends ceases operations."
Can I invest in fiat USD/EUR?
No. All settlements are in USDC on the Base network. To convert fiat into USDC, the corporate investor uses their own sources (banking partners, OTC desks, regulated exchanges).
⚠️ The information in this article is a general description of the 8lends corporate product. Specific placement terms, custom pool parameters, and agreement details are discussed individually with a personal manager.
See also:
Risk disclosure: investing in P2B/RWA lending carries risk, including the possible total loss of principal. The borrower's credit risk lies with the investor and is not covered by platform guarantees. Buyback applies only to projects with a program. 8lends is a platform operated by CLEARCHAIN CORP, registered with FINTRAC (Canada) as a Money Services Business. Maclear AG (Switzerland), a member of PolyReg SRO under the supervision of FINMA, acts as Collateral Agent. Regulatory framework as of September 2026.