MiCA (Markets in Crypto-Assets Regulation)

MiCA (Markets in Crypto-Assets Regulation) is the European Union regulation governing crypto-assets (Regulation (EU) 2023/1114). It came fully into force in December 2024, with a transitional period ending on July 1, 2026. MiCA establishes a single regulatory framework for crypto-asset service providers across the EU. 8lends does not require a CASP license under MiCA for its current crowdlending products because its business model does not fall within the definition of a crypto-asset service.