8lends
ProjectsBonuses
Blog Blockchain CourseAmbassadors
AboutFAQContact
Log InSign Up
    • What Is 8lends?
    • Who Is Behind 8lends?
    • How the Platform Works
    • Who Can Invest?
    • Smart Contracts on 8lends
    • Is 8lends Regulated?
    • Investor Protection
    • Buyback Protection
    • Collateral
    • If a Borrower Defaults
    • How Companies Are Selected
    • How 8lends Makes Money
    • Why USDC?
    • RWA Lending
    • P2B Lending
    • 8lends vs Other Platforms
    • Minimum Investment
    • Project Stages
    • Monthly Interest Payouts
    • Receiving Your Returns
    • Credit Rating and Risk Scoring
    • Investor Fees
    • What Affects Your Returns
    • Diversification
    • Secondary Market
    • Up to $500 Without KYC
    • Corporate Investing
    • Paying Taxes on Income
    • Registration and Wallet
    • Setting Up a Crypto Wallet
    • Completing KYC via Sumsub
    • Data Security and KYC
    • Buying USDC and ETH on Base
    • Your First Investment
    • Video Overview
    • No Confirmation Code?
    • Bonus Vouchers
    • Proof of Loan Bonus
    • Referral Program
    • What Is the 8LNDS Token
    • Tokenomics
    • Reward System
    • Vesting Model
    • Token Allocation at Launch
    • Tracking Your Allocations
    • Buy, Sell, Provide Liquidity
    • What Affects the Price
    • Common Issues and Fixes
    • Tax Guide via Blockpit
    • Spain
    • Germany
    • Portugal
    • France
    • Contacting Support
    • Official Team vs Scammers
    • Changing or Adding a Wallet
    • Alpha Systems LLC
    • AML Wallet Check
    • APR
    • Article 61 MiCA
    • Base
    • Buy → Burn → Mint
    • Buyback
    • CASP
    • Claim
    • CLEARCHAIN CORP
    • Collateral
    • Collateral Agent
    • Collateral Realization
    • Credit Rating
    • Default
    • Default Trigger
    • EFTR
    • Enforcement
    • ESMA
    • FATF Travel Rule
    • FINMA
    • FINTRAC
    • FSA
    • Gas Fee
    • Impermanent Loss
    • Jurisdictional Assessment
    • KYB
    • KYC
    • Custom Pool
    • LCTR
    • LP
    • LTV
    • Maclear AG
    • MiCA
    • MSB
    • Multisig
    • Non-custodial Wallet
    • PCMLTFA
    • PEP
    • POA
    • PolyReg SRO
    • Price Impact
    • Primary Market
    • Project Statuses
    • Proof of Loan
    • Recovery Rate
    • Reverse Solicitation
    • Reward System
    • Risk Scoring
    • RWA
    • Secondary Market
    • Simplified Due Diligence
    • Slippage
    • Smart Contract
    • SRO
    • STR
    • Stablecoin
    • Sumsub
    • Sumsub KYT
    • Swap to USDC
    • Tier-1 Listing
    • UBO
    • USDC
    • VASP
    • Vesting
    • Distribution Waterfall
    • 8LNDS Token
Back
FAQ8LNDS8LNDS Vesting Model: How Tokens Unlock

8LNDS Vesting Model: How Tokens Unlock

PoL and referral bonuses drip out in 40 tranches, but your USDC First Investment Bonus and Uniswap-bought tokens skip vesting entirely. Here is why the schedule protects your price.

Vesting is the gradual unlocking of 8LNDS tokens accrued through the Reward System. All rewards from Proof of Loan and the referral program are distributed on a schedule: 2.5% immediately upon pool closing + 2.5% every week for 39 weeks (40 unlocks total over ~9 months). This is done for tokenomics sustainability — it prevents abrupt dumps onto the market and stabilizes pool liquidity. Tokens can be claimed at any moment after a portion is unlocked — they do not "burn" if they are not claimed."

Basic vesting parameters

ParameterValue
First unlock2.5% immediately after the project pool closes
Regular unlocks2.5% every week
Period duration39 weeks (~9 months)
Total unlocks40 (1 immediate + 39 weekly)
Final unlocked amount100%
What is subject to vestingPoL + referral bonuses
What is NOT subject to vestingFirst Investment Bonus in USDC (available immediately), tokens bought on Uniswap
When vesting startsAfter the project pool closes (Funded stage)

Why vesting is needed

Without vesting, all 8LNDS from rewards would hit the investor's wallet immediately. Most people would sell them right away — and:

  • The price would constantly fall due to sales volume
  • Pool liquidity would be unstable
  • The reward mechanism itself would lose its meaning, because the USD equivalent would continuously decline

Vesting solves this problem through gradual supply:

  • Each investor sells (or holds) in portions, not in a single wave
  • The market has time to absorb the volume without sharp drops
  • Long-term holders get more opportunities to exit at a favorable price
  • Speculators interested only in a quick flip do not have such an opportunity

How unlocking works in a concrete example

Scenario: an investor put 1,000 USDC into a project. PoL = 4% × 1,000 = 40 USDC equiv. in 8LNDS.

Let's say that, at a starting price of $0.001, this equals 40,000 8LNDS.

Period% unlocked8LNDS amountCumulative total
Day 0 (pool closing)2.5%1,0001,000
Week 12.5%1,0002,000
Week 22.5%1,0003,000
............
Week 102.5%1,00011,000
Week 202.5%1,00021,000
Week 302.5%1,00031,000
Week 39 (final)2.5%1,00040,000 (100%)

After 39 weeks the entire bonus is available.

How claim works

  • Log in to app.8lends.io with a connected wallet
  • Open the Bonuses or Rewards section
  • You will see a list of unlocked portions
  • Click Claim to transfer the tokens to your wallet
  • Confirm the transaction in your wallet (gas — a few cents)

Tokens can be claimed at any moment after an unlock — they do not "burn" if you leave them unclaimed.

Claim strategies

Strategy 1. Claim every week

If you plan to immediately sell 8LNDS for USDC, claiming every week gives a regular flow. The downside is the gas cost on each transaction (a few cents).

Strategy 2. Accumulate and claim once a month

Wait for 4 unlocks (~10% of the total bonus), then make one claim for 4 portions. Saves on gas. Suitable if you don't need immediate access to the tokens.

Strategy 3. One big claim at the end

Wait until all 100% is unlocked and make one claim for the entire bonus. Maximum gas savings, but no access to the tokens for longer. Suitable for long-term holders who don't plan to sell.

Strategy 4. Claim only when the price is favorable

Wait until the market price of 8LNDS rises, then claim to sell. The downside is that it's a speculative strategy and requires monitoring the market.

The choice of strategy is each investor's personal decision. 8lends does not provide investment advice on this matter.

Multiple investments — parallel vestings

If you have several active investments, each has its own vesting, with its own start and schedule:

InvestmentPool closing dateVesting end
Project AMarch 1~December 1
Project BMarch 15~December 15
Project CApril 10~January 10 of the following year

This means that unlocks happen continuously — every week something is added to the Bonuses section.

With active investing, this creates a steady stream of unlocked 8LNDS, which can be claimed in a single transaction to save on gas.

Vesting compared with other tokens

ProjectVesting for rewards
Compound (COMP)Distribution via liquidity, no vesting
Aave (stkAAVE)10-day cooldown before unstake
Curve (CRV)Up to 4 years lock for vote-escrowed (veCRV)
Maple FinanceVesting 12-18 months for LP
8LNDS39 weeks on rewards (PoL + referrals)

8LNDS vesting is relatively short compared with that of many DeFi projects. This is a balance between protecting tokenomics and investor convenience.

What is NOT subject to vesting

  • First Investment Bonus — $30 USDC available immediately after pool closing, without vesting
  • 8LNDS bought on Uniswap — available instantly like any ERC-20
  • Tokens received via P2P transfer — also without vesting
  • Locking rewards — a separate schedule
  • Base interest on the USDC investment — paid monthly, not via vesting

Vesting and tokenomics — connection to buy → burn → mint

Vesting is a disciplining mechanism for the buy → burn → mint cycle:

  • Without vesting, the entire mint volume would hit the market at once → the buyback wouldn't be enough to offset the selling pressure
  • With vesting, the volume is spread over 39 weeks → the buyback has time to work → deflation through burning is more effective

This is part of the tokenomics self-regulation system.

Frequently asked questions

What if I don't claim — will the tokens burn? No. Unlocked 8LNDS remain in the system under your name — you can claim at any moment, even a year later. They are tied to your wallet address.

Can vesting be sped up? No. The vesting schedule is fixed in the smart contract — even the 8lends team cannot change it for a specific investor. This is part of the tokenomics sustainability guarantee.

What if I sold my position on the Secondary Market — does vesting carry over? Yes. PoL is accrued at the moment the pool closes, and vesting begins then. If you later sell the position on the Secondary Market, the already unlocked tokens and future unlocks remain yours — they are tied to your address, not the position.

How much gas will I spend on claim each time? On Base — a few cents in equivalent (usually $0.05–0.15). Multiple claims can add up, so many investors optimize by claiming once a week or once a month.

Can I claim only part of the unlocked tokens? It depends on the interface. Usually a claim is made for all claimable tokens at once. If you need partial selection — you can claim everything, then transfer part in a separate transaction.

What if I lose access to my wallet before vesting ends? If you have your seed phrase — you restore the wallet on a new device, vesting continues, all unlocked and future tokens are available. If there is no seed phrase, the tokens are inaccessible forever (like any other funds in the wallet).

Can I transfer the right to claim to another address? No. The claim is tied to the address to which the rewards were accrued. You can transfer the address itself only via the seed phrase (which is unsafe), which is not recommended. It's better to claim to yourself, then transfer the resulting tokens to the desired address as a regular ERC-20.

Why exactly 39 weeks — not 26 or 52? This is a balance between several factors: long enough to protect tokenomics from dumps, short enough for investor convenience. The exact figure was chosen by the 8lends team based on an analysis of vesting models used by other DeFi projects.

Are the tokens taxed upon unlock or upon claim? In most jurisdictions, they are taxed upon receipt in the wallet (i.e., upon claiming), as income at their market value at the time of the claim. The exact rules depend on the country of residence. More details

What if the 8LNDS price drops during vesting? Vesting does not depend on price — tokens unlock per the schedule in quantity, not in USD equivalent. If the price falls, the USD value of the unlocked tokens is lower, but the quantity stays the same.

Can I use earlier-unlocked 8LNDS before vesting ends? Yes. Each unlocked portion is available for claim and use immediately. You don't need to wait until the entire period ends — you can claim 2.5% in the first week and use it.

What happens after 39 weeks? Vesting ends for that investment. All 100% of the bonus is unlocked. If you make new investments — each starts its own vesting. You can accumulate and hold or sell gradually.

See also:

  • What Is the 8LNDS Token
  • 8LNDS Tokenomics: 100M Hard Cap, Buy, Burn, Mint
  • How the 8LNDS Reward System Works
  • How to Track Your 8LNDS Allocations
  • Proof of Loan: How the 8LNDS Bonus Works on 8lends
  • Referral Program on 8lends: Rewards in 8LNDS
  • Glossary: Key 8lends Terms

Risk disclosure: 8LNDS is a crypto token with market volatility. Vesting defines the unlock schedule in quantity of tokens, not in USD equivalent. The USD value at the moment of claim depends on the market price and is not guaranteed. Program terms may be changed by 8lends. 8lends is a platform operated by CLEARCHAIN CORP, registered with FINTRAC (Canada) as a Money Services Business. Maclear AG (Switzerland), a member of PolyReg SRO under FINMA supervision, acts as Collateral Agent. Regulatory framework as of September 2026.

Updated: September 2026
  • Basic vesting parameters
  • Why vesting is needed
  • How unlocking works in a concrete example
  • How claim works
  • Claim strategies
  • Strategy 1. Claim every week
  • Strategy 2. Accumulate and claim once a month
  • Strategy 3. One big claim at the end
  • Strategy 4. Claim only when the price is favorable
  • Multiple investments — parallel vestings
  • Vesting compared with other tokens
  • What is NOT subject to vesting
  • Vesting and tokenomics — connection to buy → burn → mint
  • Frequently asked questions

Do You Have Any Questions?

All questions

The platform has been audited by CertiK and Cyberscope, and all transactions are publicly visible on the Base blockchain. Two companies with clear responsibilities stand behind the platform: CLEARCHAIN CORP operates the platform and is registered as a Money Services Business with FINTRAC (Canada), and Maclear AG conducts due diligence and monitors collateral. So the platform is well regulated, transparent and accountable

If the project has BuyBack, the partner buys the loan and returns 100% of the principal once it is overdue for 60 days or more. Without BuyBack, Maclear AG initiates the sale of the collateral, and the proceeds are distributed proportionally among investors. Since launch there have been no defaults

The platform is operated by CLEARCHAIN CORP, registered in Canada as a Money Services Business (MSB) and subject to mandatory AML/CFT compliance requirements under FINTRAC. Settlements are made in USD. The platform is not a CASP, so DAC8 requirements do not apply

Small and medium-sized businesses in developing regions do not have easy access to bank financing and are willing to pay higher rates than businesses in the EU or US

You can sell your position to another investor through the Secondary Market before the end of the loan term. With Fastlending there is no fixed term: the principal and accrued income can be withdrawn at any time

The minimum investment is 100 USD

Risk of non-payment by the business, risk of changes in the value of the collateral, risk of limited liquidity if there is no buyer on the Secondary Market, and technical risk associated with the smart contract

Investments from 100 to 500 USD are available without KYC. For amounts over 500 USD, full verification is required: an identity document and proof of address

Platform

ProjectsBonusesFastlending

Resources

BlogBlockchain CourseFAQ

Company

About UsAmbassadors

Contact

Contact Us[email protected]X / TwitterTelegramMediumLinkedIn

© Copyright 2026. Teichgässlein 9, 4058 Basel, Switzerland

Privacy PolicyTerms of UseTrustpilot · Excellent · 4.7 out of 5