Proof of Loan (PoL)

Proof of Loan (PoL) is the main mechanism for earning 8LNDS tokens on 8lends. After the investment pool closes, each investor receives 8LNDS tokens equal to 4% of their investment amount. The calculation is: Tokens_PoL = Investment_USDC × 4% ÷ Price_8LNDS. The 8LNDS price is fixed when the funding pool closes. Tokens are distributed according to the vesting schedule: 2.5% unlocks immediately, followed by another 2.5% each week for 39 weeks (40 unlocks in total). This applies regardless of whether KYC verification has been completed.