8lends is operated by Maclear AG in Switzerland, which is responsible for collecting and protecting your personal data. All processing follows the Swiss Data Protection Act (DPA) and the EU GDPR.
We collect different types of data depending on how you use the platform:
- Visitors: IP address, browser, pages visited, time spent.
- Investors: name, nationality, address, email, phone, bank account details.
- Borrowers: the same, plus credit checks and information from public registers. We may also use cookies and analytics tools to improve the platform.
Your data is used only to operate the platform, process loans and investments, fulfill AML/KYC requirements, provide customer support, send newsletters (if subscribed), and improve services.
Data may be shared with third parties such as credit agencies, ID verification providers, or hosting partners, but always under strict data protection standards. All personal data is stored on secure servers in Switzerland, with strong technical and organisational safeguards.
We keep your data only as long as necessary for services and legal obligations, then delete or anonymise it. You have the right to access, correct, or delete your data, restrict or object to processing, and request portability. If a data breach occurs that poses risks, Swiss authorities will be notified within 72 hours, and you will be informed if needed.
This Privacy Policy is reviewed regularly and may be updated. The latest version is always published on the platform.