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How do smart contracts, audits, and currency work?

All transactions on 8lends are in USDC, a stablecoin pegged to the dollar.
This keeps your investments stable and safe from crypto price swings.

Every loan is secured by a smart contract on the Base blockchain. That means:

  • The terms are locked in automatically
  • Neither you nor the borrower can change it midway
  • Interest and principal are paid on schedule

All our smart contracts are audited by CertiK and Cyberscope. This ensures:

  • Accountability – rules can’t be rewritten
  • Transparency – the code is open for review
  • Reliability – independent audits confirm security

Each investment is linked to a project pool, visible in your account and on-chain. Anyone can check it, but no personal info is revealed.

In simple terms:

Your money is backed by blockchain tech, third-party audits, and real collateral.No promises – everything is verified.