All transactions on 8lends are in USDC, a stablecoin pegged to the dollar.
This keeps your investments stable and safe from crypto price swings.
Every loan is secured by a smart contract on the Base blockchain. That means:
- The terms are locked in automatically
 - Neither you nor the borrower can change it midway
 - Interest and principal are paid on schedule
 
All our smart contracts are audited by CertiK and Cyberscope. This ensures:
- Accountability – rules can’t be rewritten
 - Transparency – the code is open for review
 - Reliability – independent audits confirm security
 
Each investment is linked to a project pool, visible in your account and on-chain. Anyone can check it, but no personal info is revealed.
In simple terms:
Your money is backed by blockchain tech, third-party audits, and real collateral.No promises – everything is verified.